IMPLIKASI INSTRUMEN NON ZAKAT DALAM PEREKONOMIAN

الملخص

This study analyzes the implications of non-zakat instruments such as infaq, sadaqah, and waqf on Indonesia’s economy. These three instruments are regarded as alternatives to address economic issues such as poverty and social inequality, as well as to support community welfare. Employing a qualitative method with a descriptive approach, the research data were collected through literature review and documentation of relevant regulations and practices of Islamic philanthropy. The findings indicate that infaq, sadaqah, and waqf can contribute to state revenue and investment if managed professionally and transparently. Moreover, the optimization of waqf has the potential to become a productive funding source capable of supporting development and improving the quality of life for the community. However, challenges related to policy implementation, management issues, and low public awareness remain significant obstacles. This study recommends enhancing the role of the government and philanthropic institutions in managing infaq, sadaqah, and waqf funds more effectively, integrating them with the Islamic financial system. Collaboration between institutions and consistent regulatory enforcement are essential to maximizing the potential of Islamic philanthropy as a sustainable economic instrument.